Fixed Investment Comparator

Find the best fixed-term deposit (Festgeld) today

Transparent comparison of interest, earnings, term, and deposit protection across European banks.

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Compare interest rates

We list headline rates and estimate your earnings for the selected amount and term.

Check protection & ratings

See the country deposit scheme and a quick view of Moody’s sovereign rating.

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FAQ

What is Festgeld?

A fixed-term deposit with a guaranteed interest rate for a set period. Early withdrawals are usually not possible.

Is my money protected?

In the EU, deposits are protected up to €100,000 per bank and depositor. Always confirm the country’s scheme.

Why do rates differ by country?

Rates reflect funding needs and market conditions of each bank and country risk.

How are taxes handled?

Domestic banks often withhold tax at source; cross-border marketplaces may not—consult a tax advisor.